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How Much Does Home Health Care Cost?

Decisions surrounding home health care for a loved one require much thought and consideration, both emotionally and financially. There are multiple payment methods for senior home care including private pay, long-term insurance plans and government programs such as Medicare or Medicaid.

First and foremost, it’s crucial that you assess what kind of home care your loved one requires and its associated costs. “Medical home health care” typically comes from doctors and can include wound dressings and physical, occupational and speech therapy; non-medical home care assists with activities of daily living like bathing, meal preparation and transportation to physician appointments while running errands as needed from home health aides or personal caregivers, according to Yount.

Home health care costs don’t solely depend on the services your loved one requires; they also depend on where they reside. According to a Genworth Financial survey, hourly costs of home health aides varied between states with metropolitan states having higher costs than rural ones.

As a rule of thumb, the easiest way to discover how much home health care will cost you is to contact several agencies and request quotes that meet the unique needs and level of care for your loved one. A quality agency should gladly offer such estimates so you can make sure it fits within your budget.

Investigate whether your loved one’s current health or long-term care insurance will cover some of the home health aide costs; typically this is true with policies from private insurers; for more specifics please check with them directly.

Gather resources with family, friends or other seniors who require assistance – this can be an affordable and shared solution that could benefit many people.

Navigating the complex world of home health care can be intimidating at first, but with proper research and professional assistance you’re bound to find a workable solution that fits with your family needs. At Nurse Next Door we’re here to support you on your journey, ensuring your loved ones receive quality care – contact us now so we can get this process underway.